Find out how much
you can borrow
TODAY

Do it all over the phone or book in a catch up over coffee—my shout.

Ph: 027 317 9444

Email:
Richard@RJCfinancialservices.co.nz

Contact RJC Mortgages to secure your new home with tailored mortgage advice for first-home buyers, refinancing, and property investors in New Zealand

Commonly asked questions about mortgage brokers

  • Getting started is quick and easy—simply call or book a coffee chat. Mortgage brokers assess income, deposit, and financial situation to provide a clear picture of borrowing capacity. With expert advice, clients gain a confident understanding of their options, ready to start house hunting.

  • While you can apply for a home loan directly, working with a mortgage advisor simplifies the process. They will compare multiple lenders to find the best mortgage rates for your unique situation—at no extra cost to you.

  • Yes! A mortgage advisor can help you apply for a home loan online and guide you through the process. From finding the right lender to submitting your application, they will handle the tricky parts so you can focus on what matters—finding your dream home.

  • A mortgage advisor can take the stress out of getting pre-approval. They help you gather the right documents, present your application to lenders, and insure everything is submitted correctly. With pre-approval, you’ll know exactly how much you can borrow, so you can make confident offers when the right property comes along.

  • The timeline for mortgage pre-approval can vary, but it is often possible to obtain it within a few days if all documents are in order. Mortgage advisors guide clients through the process, ensure everything is submitted correctly, and follow up with lenders to expedite the process. Pre-approval provides a clear understanding of borrowing capacity, enabling clients to make offers with confidence.